What We Do
Wealth Guidance for Business Owners
We understand you since we are business owners as well. You work with a team who will help you brainstorm and share time tested best practices for a "young" business, which is typically all about risk management, buy-sell planning and asset protection strategies; to the accumulation phase of a "growing" business which tends to focus on personal liquid wealth creation outside the value of your business; to personalized exit and distribution strategies for a "mature" business.
Wealth Guidance for Families
Well, we understand you too. We have children, siblings and parents and have helped ourselves and clients through the birth of children, school graduation and paying for college, as well as providing guidance through the loss of loved ones. We help you implement strategies to save money for emergencies, reduce debt, protect your family with insurance, safeguard assets from creditors, as well as manage your investments, create lifetime income strategies, provide funds for estate taxes and transfer your wealth. We've been there and done that!
You receive a team based advisor approach, not a single individual or multiple individuals with separate agendas, trying to fit you into their product or service set. We proactively involve your tax professional and attorney to integrate tax, asset protection and estate planning to the other part of your financial life - investments, retirement and insurance planning. Imagine that ... everyone together strategizing about what's best for you - what a feeling! We call this Wealth Guidance - now that's what we do for you!
Business Succession and Transition Planning
We work to understand the needs and goals of every small to midsize business owner and create buy-sell funding solutions, deferred compensation plans and a personal exit strategy.
Income Replacement and Estate Strategies
Concerned about key employee, family income protection, estate liquidity or wealth transfer? We provide insurance strategies for your family and business.
Our team creates low cost, tax-efficient portfolios for education, accumulation and retirement based on planning objectives, time horizon, risk tolerance and needs.
We analyze, design and implement tax deductible retirement plans for individuals and businesses.
Income Distribution Planning
Whether you are near, at, or in retirement we develop tax-efficient, lifetime retirement income strategies for you.